If the work required for your house does not meet any of the criteria for a grant then you may qualify for a Home Repair Loan.

The loan is secured by way of a legal charge placed on your property at Land Registry. The loan is repayable only when the name (s) on the title deeds change - “ disposal”.   5% interest (not compounded) is added each year for a maximum of 15 years. When the 15 year period has elapsed no further interest will be charged but the loan and the interest accrued will remain as a charge on the property until disposal.

See our leaflet “Home Repair Loans” for more information.

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Blackpool Council Customer First Centre Municipal Building Corporation Street Blackpool FY1 1NF Tel: (01253) 477477 Customer First Centre Monday to Friday 8am-5.30pm Saturday 9am-2pm Customer First Telephone Line 8am-6pm Monday to Friday Saturday 9am-2pm