What can I do if my bank won't lower my repayments and my overdraft is swallowing up my income?
Take control of your money. Open a new bank account with a bank you don't owe money to.
Have your income and any benefits paid into your new account, cancel all direct debits and standing orders from your old account and set up new ones for priority payments.
Do not borrow any money from your new bank.
Seek further advice from one of the free advice services under
'who can help me with debt advice'