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Personal budgets, independent personal budgets and direct payments

What are Personal Budgets and Independent Personal Budgets?

Following your assessment we will determine your eligible needs, Blackpool Council must provide either a Personal Budget (PB), where the local authority is going to meet the your needs, or an Independent Personal Budget (IPB), where the you are arranging your own care and have over £100,000 cash (includes your property in certain circumstances if you are in long term residential/nursing care).

The PB will set out the cost to the local authority for the care they have arranged.  The IPB sets out what it would have cost the local authority to meet the person’s needs.

If you feel the Personal Budget or Independent Personal Budget amount we have provided is not sufficient to meet your eligible needs you can contact our Customer Care Team (details below).

 If we you have been given a Personal Budget you may choose to still arrange your own care and support and we can provide you with a Direct Payment to do this.

If you have been given an Independent Person Budget we will complete a review of your receipts and invoices for your care and support annually, this will usually be in-line with the annual review of your care needs.   The frequency of this review may be increased if there are any concerns raised.  We may adjust your budget if the actual costs charged are different than anticipated for example late changes to your care schedule, temporary fluctuations in your care needs, or the cost of care is lower than anticipated.   

Direct payments

If you choose direct payments your personal budget will be paid directly in to your own bank account. 

You can only spend the money on services that meet your assessed needs and you can choose what best suit you and your lifestyle.  

You will be supported to arrange your own care whether this is to employ a personal assistant or an agency you choose. 

This may sound complicated but in practice it’s not. The direct payments team are on hand to help and have supported many people to manage their own care. 

There are over 350 people in Blackpool using direct payments.     

There is a charge for most care services provided by the council. We will assess whether you will need to make a contribution towards your care and support.   

Need more help and advice?